Google offer Picasa which gives basic photo features.
I use Serif PhotoPlus which is a free download for home users and offers all the features I want - you can do pretty much all the "normal" photo manipulations that you might want and it handles almost all picture formats I've thrown at it.
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Overhead, the Albatross hangs motionless upon the air,
And deep beneath the rolling waves,
In labyrinths of Coral Caves,
The Echo of a distant time
Comes willowing across the sand;
And everthing is Green and Submarine
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