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[QUOTE=Marvelous Marv]I wonder who wants to assume the liability for this guy in the event of his causing an accident. Is it possible for him to have insurance without a license?QUOTE]
No it's not. If he's going to drive a road-licensed vehicle, then he has to have a drivers license. If he wants auto insurance, he has to be licensed to drive. No sane insurance company is going to give auto coverage to an unlicensed driver, regardless of the premium they could collect. It may even be illegal for the carrier to do it in Alabama, although I'm not sure (it is in several other states). Generally speaking, if your license is revoked for whatever reason and your insurance company finds out about it, they have the right to cancel your coverage. Even the insurance companies that only deal in bad/unlucky drivers aren't going to take on the risk of someone who they would be protected everytime that individual got in the car. Almost every liability insurance policy has an exclusion for illegal acts, and guess what this qualifies as.
I'm going to stop being an insurance nerd now. Let me know if you need me to come back out of my hole.
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