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I agree with Mooseman -- this is not unbelievable at all. If my insurance pays to have my doctor give me medication to treat diabetes, and I find one online thats 'better,' should the insurance still have to pay for it?
Companies clearly specify what they INSURE, and if you choose to use something else, that's fine -- just don't expect them to insure the new risk YOU are taking.
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"I'm typing on a computer of science, which is being sent by science wires to a little science server where you can access it. I'm not typing on a computer of philosophy or religion or whatever other thing you think can be used to understand the universe because they're a poor substitute in the role of understanding the universe which exists independent from ourselves." - Willravel
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