05-23-2003, 05:20 PM
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#1 (permalink)
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Registered User
Location: Somewhere in Ohio
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Woman takes out $250,000 insurance policy on 'good looks' as gift to hubby
LINKY
Quote:
Lovely face, but is it worth $250,000
By LEO SCHLINK in London
23may03
NICOLE Jones is so worried her husband might leave her if she loses her looks she has insured her face for $250,000.
The 26-year-old took the policy out as a birthday present for husband, Richard, who had always joked that he would leave her if she let herself go.
But in order to make a claim, Mrs Jones will have to be declared unattractive by a panel of 10 builders – a test she said her husband appreciated, being a builder himself.
And if the policy did pay out, she would be able to use the money to hire a personal trainer or go to a health farm in a bid to get her looks back.
"When I met Richard I knew he was the sort of person who likes good-looking ladies, but I've had a baby now and my figure isn't what it was before," Mrs Jones, from Gloucestershire, said yesterday.
"I know that if I didn't look the way I do now, Richard would – as he puts it – trade me in for a newer model.
"I can honestly say that I don't think Richard would love me if I weighed 95kg.
"Obviously he can't divorce me on the grounds of ugliness, but if I let myself go he'll leave me, so it's worth the money."
The couple – who have a 20-month-old daughter Lily – met on holiday in Turkey eight years ago, when Richard fell for her slim figure, tanned legs and blonde hair.
"He hated it when I was pregnant and my figure was changing and it was out of our control."
Despite the lure of the six-figure sum, she would not be tempted to lose her looks just so she could claim on the policy.
"The point is I don't want to claim, so there is no point in letting myself go," she said.
"My marriage is worth a lot more than that."
She said she had never thought of herself as looking particularly stunning but she was anxious to hold on to what she had.
"Richard thought it was really funny but I'm very serious about it and I've done it for the two of us," she said.
Mrs Jones is paying $500 a year for the FaceSafe policy which has been underwritten by British insurer Ultraviolet.
"I was very surprised when we were approached, but our underwriters came up with what they thought would be a reasonable premium," Simon Burgess, of Ultraviolet, said.
Plastic surgeon David Gateley said Mrs Jones would be able to afford "the works" if her insurance ever paid out.
"But I have concerns about such a policy. It sends out all the wrong messages," he said.
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This story made me laugh my ass off. If her face is wort $250,000 than mine is worth at least 10 million. 
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The pathetic thing here is when they do get a divorce, trust me they will, she'll get all of the $250,000 and at least half of his shit on top of that.
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