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Mine's always current. My wife's car was often behind because she'd forget to pay. Then the state DMV came online and she can renew through a webpage, so she's better about it now; I also nag her more. One time she drove for three months with expired tags and nobody caught her.
In this area, a lot of people drive with expired tags, because we have a high proportion of poor students, farmworkers, and other people short on cash; the cops don't generally pull them over unless they're doing something else. Meter maids can and will bust you, but if you stay out of metered areas they don't do a thing.
As for the registration fee: remember that maintaining an old car saves you money. I think I pay $50 a year for my '92 Integra. For a new or nearly new car, I'd pay five or ten times as much. It's like getting a subsidy for auto repair.
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