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I should say that I have one charge card for emergencies: an Amex card. But it's a charge card, not a credit card. You're _supposed_ to pay it off by the end of the month. They threaten great harm if you don't. I have used it perhaps three times in five years.
To my great dismay, of course, I find that American Express is trying to make the Amex card more like a credit card, by offering you the option of carrying debt longer -- just sign this form. Pah.
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