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Do I Really Need a Credit Card?
I'm 20 years old, I live at home, and I've never had a credit card, and I really don't want one. Everything I buy comes from cash/debit. I bought my car privately, paid through my *cough* one year of college with cash etc. Do I really NEED a credit card? I've seen first hand what debt does to people and I really don't want to get into all of that. I'm 99.9% sure that whoever I marry will most likely have some sort of debt, so I could be tangled up anyway.. but what do you guys think? I obviously don't have that much life experience yet.
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"I'm gonna die when it's time for me to die.. so let me live my life the way I want to." - Jimi Hendrix
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