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I appreciate your concern with your SO's action in this but he probably loves his father and brother and has already made the decision to be the financial backer of their little money schemes. I have seen similar situations before and it will probably go on until the money supply dries up which in this case is your SO.
Since your SO doesn't think this is enough of a problem to do anything about it then perhaps he is not really as concerned as you seem to be. If he was really bothered by this then surely he would help his father open up another bank account that his brother had no access to.
I wonder if the father doesn't know exactly what is going on and is in favor of your SO giving money to his other son. Perhaps his father has decided to go ahead and let the one brother support the other one through him.
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