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I'm 24 now and working in the "real world". Graduated undergrad with my parents taking out my freshman year's loans, i believe they owe approx $30K. I took out loans for the rest and at the end of undergrad owed approx. $65K. Grad school started immediately afterwards, and I upped my total to just a hair over $100K. Let me tell you, making $550 a month payments with a straight out of school salary, as well as rent and car payments isn't too easy. Takes a lot of planning to not go broke.
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