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Out of school now (27 currently), graduated at 21.
My mom couldn't afford it, though she would have liked to. So I went to a state school, and took out loans for the approx. $25K needed for all 4 years. (a little extra because I studied abroad one summer.) My mom took out loans only the first year, to help me with the room/board of the dorms. After freshman year, I moved off campus and I worked part time the entire time, got a joint degree in 4 years, and was always taking at least 20 credits per semester while 98% of the time paying my own rent/utilities etc (sometimes shit would happen, like a broken car or whatever, and mom would do what she could).
Loans... suck. But they're better than not having an education.
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My heart knows me better than I know myself, so I'm gonna let it do all the talkin'.
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