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					Originally Posted by Ustwo
					
				 
				My guess this is a situation where Lott thought he was covered, perhaps even was told he was by the sales guy, and really wasn't. 
			
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 I'm guessing Lott will argue that his house was destroyed by a hurricaine, which is a covered occurance, instead of the insurance company designation of a flood.
I've heard similar grunblings about home owners insurance coverage in New Orleans.
-bear