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Typically, it will be worth it. You can't get as many fellowships for your law, medical or MBA, but they are (generally) high-paying occupations so you will easily make up what you borrow to attend (I know the school I'm thinking of applying at for my MBA says the average repayment is only 4 years, based on typical graduate salary). And most others offer some sort of fellowships, but you are best served if you get in good with the staff for those. I don't know how long you've been out of school, but did you have any professors in the fields you're interested in you got along well with? It can be a problem to break into another school's grad program and get a decent fellowship without either 1. stellar GRE/GMAT and grades or 2. connections. Usually, students in the university will have already snatched the prime positions. I know at my school, a couple grad students I know pretty much didn't even have to go through the application process for admission because they were well known in their departments. And one of them said his ex-wife got into one with less than stellar grades, simply because she was friends with one of the professors. So networking really pays dividends in getting in a good program.
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