Tilted Forum Project Discussion Community - View Single Post - I need a pick-up truck ASAP. I've never owned a car, have no credit, 21 years old.

thingstodo · 12-16-2005, 08:47 AM

A few things....

My parents didn't buy my first vehicle, I did at 16, a junker that I could saveup for and also be able to purchase liability insurance.

Next, you'll need more than just the price of the vehicle...you'll need to register, get title and a tag. That could be a few hundred dollars.

Which leads me to insurance. Most states won't register a vehicle if you don't have liability coverage. Low credit scores mean higher insurance costs. No driving experience increases the costs regardless of age. You could be looking at $1,000 or more every six months.

Next, it always seems that when you can least afford it something breaks down, especially when you have to settle for a lower priced or older vehicle.

Sorry to bring all this up but learning how to back up is nothing compared to the financial aspects you will need to address. You might think about a different job and just save some money.

Best wishes to you on getting some wheels!

12-16-2005, 08:47 AM	#16 (permalink)
thingstodo A Storm Is Coming Location: The Great White North	A few things.... My parents didn't buy my first vehicle, I did at 16, a junker that I could saveup for and also be able to purchase liability insurance. Next, you'll need more than just the price of the vehicle...you'll need to register, get title and a tag. That could be a few hundred dollars. Which leads me to insurance. Most states won't register a vehicle if you don't have liability coverage. Low credit scores mean higher insurance costs. No driving experience increases the costs regardless of age. You could be looking at $1,000 or more every six months. Next, it always seems that when you can least afford it something breaks down, especially when you have to settle for a lower priced or older vehicle. Sorry to bring all this up but learning how to back up is nothing compared to the financial aspects you will need to address. You might think about a different job and just save some money. Best wishes to you on getting some wheels! __________________ If you're wringing your hands you can't roll up your shirt sleeves. Stangers have the best candy.