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Sorry. don't know much about IRA.s I know with a rothIRA you can take funds out without penalty for things like the purchase of your first house and other big expenses. I don't know about buying mutual funds to earn you money in the present since the money went into the IRA pre-tax. Unless you are paying the tax up-front so you don't get charged when you take it out later...but I don't have an IRA, so I'm not the one to ask.
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"If I am such a genius why am I drunk, lost in the desert, with a bullet in my ass?" -Otto Mannkusser
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