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One thing I have been looking at is finding a company that I can do both mutuals and Roth IRAs. Every month i'll put a couple hundred in the Roth IRA. When I have a signifigant ivestment balance int the IRA then i'll purchase a mutual fund amortizing the purchasing cost. I know I can't touch the intrest in the IRA but that doesn't bother me as long as i'm earning money for some time. Then the mutuals would earn me money in the present.
Is there any flaw with this logic?
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