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when you go to a specialist without 'authorization' from the insurance, you get stuck for it. Say you try to get authorization and they still deny...would you still go?
the insurance industy does not care about your heath. it only cares about its costs.
now, if you go to a doctor without insurance, your doctor is going to recomend treatments and he will outline how expensive each one will be, will you choose the most expensive?
the health insurance companies do not allow a free market system to function and there is the problem. removing them is the only way to improve the medical industry.
on to your pandemic questions.....if people are emergency type sick, they are not refused treatment. If these people end up not being able to pay back the costs, the hospitals are either 'out the cost' or receive some compensation from the government. That compensation comes back to us as taxpayers or higher costs for care later on. If we make it so that people MUST pay for the care they receive, people will be careful on when they actually have to go to the ER or doctor and when they will deal with their virus and ride it out. Less patients for a hospital means less income which will lead to lower prices due to a number of issues. Therefore the cost of private healthcare WILL go down.
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"no amount of force can control a free man, a man whose mind is free. No, not the rack, not fission bombs, not anything. You cannot conquer a free man; the most you can do is kill him."
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