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Originally Posted by samcol
I am 100% against national healthcare like medicare and medicaid. I am so tired of being forced to pay these criminals. Socialized healthcare and health insurance are just complicated ponzi schemes in my opinion. About the only examples I ever hear of is how someone is either grossly ripping off the system, or not getting treatment when they really do deserve it. We would be better off as a country to get rid of it and let the free market handle it entirely.
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So, if I get on Medicaid, am I one of the criminals you refer to?
I have a son who has multiple birth defects. I carry private health insurance, and they are doing their best to not pay for his treatment.
The hospital requires that my son have 8 hours per day of skilled nursing care before he comes home. My health insurance policy will pay for 30 days of said care, which we've already used. Now I am being asked to pay for that nursing. The ongoing cost for that is approximately double my annual salary, but is MUCH less (75% savings) than keeping Evan in the hospital.
Medicaid will cover Evan, but only after a "waiver slot" opens up for him, as we are outside the income limiits for Medicaid. So where does that leave us? Medicaid is making us wait...and won't tell us the waiting time period (but we have , the private insurance I've paid for dutifully over the past 15 years (and very rarely making a claim) won't pay for it, and I don't make enough to pay for it myself.
Insurance companies are great for small claims, but when you're REALLY sick, they just shunt you off on Medicaid, anyhow. As much as I'm against it, I am really starting to see a case for socialized medicine.
Private-market care would cost my family our house, and would leave Evan untreated...which would kill him.