How are you doing Rekna?
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Originally Posted by Rekna
In reality people get rich in one of 2 ways. A) It is given to them (inheritence or lottery) B) by taking advantage of others. I would not like either of these people making financial laws.
When I was younger I had a choice to make, i could have started my own buisness doing computer repairs/sales and easily made tuns of money by exploiting people who know nothing about computers and charging them a hundred dollars an hour to "fix" their computers and sell them computers with cheap parts for high profit or I could go to school and get a job making an honest living. I chose an honest living because I do not like taking advantage of people, I don't think I should charge someone $100 an hour to do something that deserves $20 an hour. Now i'm working on my PHD and will still make decent money but sometimes I sit back and wonder how much I could have made by taking advantage of people.
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I don't believe you would have been taking advantage of those people. You had a skill that not a lot of people had; a skill that was in demand. You may have only paid someone $20 an hour to solve the same problem, but thats because you knew what was wrong and how to fix it. If someone is willing to pay you $100/hr to perform a service for them, thats because they value that service at that price, otherwise they would not pay it. If they want they could take the time and money it takes to learn such skills, but it is worth more to them to pay someone to do it for them than to make the heavy investment up-front. I would ammend your statement and add C) by working hard smartly.
back on topic, I think Ustwo has a point, that many here seem to agree with: Personal financial responsibility is not being taught in school to everyone, but he also makes the point that if you want to know the information is out there and it is up to you to find it.
I guess you cant just teach responsibility, you have to be responsible enough to find it and willing to learn it...