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Originally Posted by MoonDog
Someone stole my thunder when they recommended that you talk to your school. They can often point you to a person or office within the school that might be able to help.
I believe that my school had student insurance as well. I was looking it up just a minute ago, and the premium for the year is $1,257. It isn't the greatest plan - maxes out at $25,000 in covered expenses, but pre-existing conditions are covered. Maybe your school has something similar? Still seems to expensive for what you earn in a year.
I have no real experience in Medicaid/Medicare qualifications, although it is my understanding that borderline cases are often automatically denied, forcing people to demand a hearing, hire a lawyer, etc., before they are allowed coverage. Maybe someone could point you in the direction of a law firm that handles these types of cases?
On a personal note, my grandfather died of sarcoidosis, and you have my sympathy for the pain you have/are experiencing. I assume you are on Prednisone? Maybe the docs have cooked up something better since my grandfather passed?
To address the "topic" of the post, my father is a doctor, and he believes that there is a need for universal coverage. I believe it too, but I have no idea which method/proposal is going to be best for us, or how we can overcome the industry lobby to get it done! I think it is obvious, however, that such a program will have to be paired with reforms that address the litigious nature of American society as well.
Finally, I have to agree with some on the fact that this post - as is - might have been better located in Tilted Living. Not taking a swipe here, although it may seem that way. I just felt as I read through the posts that this was different than our "normal" discussions here. Maybe its just the more personal nature of the post?
In any case, best of luck in finding a solution.  (most appropriate emoticon I could find!) |
Thanks for the well wishes Moondog and yes, sarcoidosis can be very serious. Luckily, I have no lung damage and am not on anything yet (yes they treat with prednisone and then Chemo drugs if the pred. doesn't work), but have to be checked every 6 months.The pain while still there I am getting used to, I'll have twinges where it feels like an alien is trying to burst through my chest, or I'm being stabbed from the inside in the side belly area, but with deep breathing and calm it goes away pretty quickly.
Now, whether I have Sarcoid elsewhere (as it can affect everypart of your body) I don't know. From what I've read most white males who get it, get it in the lungs and it eventually goes away.
There is some personal nature on this, yes. Because people like you have wished me well and I have thanked them and updated my health.
However, this thread also is to talk about the need for healthcare reform and as I stated, when a policy needs changed and you can add a personal story that sayd "look what the system is doing and this needs changed" then politics (in this case) is the right forum.
I'm not asking for sympathy, pity, or anything but to address my personal situation and show why it needs changed.
Politicians use personal stories and bring out people to show their personal stories and why we need to change a policy..... EVERY politician does it. This is similar.....only I am able to discuss first hand and can explain, answer questions and offer my opinion and the facts given to me, to hopefully influence some people to realize healthcare needs fixed in the US.
There is no martyrdom..... I choose to live and better myself. But I also choose to spend as much time as possible to work for healthcare reform. If someone chooses to call me a martyr because I choose to work and expose the system instead of not working and getting my medical bills paid for as I live in a homeless shelter and lose everything I have worked for then so be it.
As for school insurance..... for a male student my age (38) the cost is out of my range, the quote I got was close to $150 a month and that still was with a high deductible and 70-30 not 80-20.
And at $20,000+ that would still be $6,000 so I'd still be heavily indebt.
The program needs changed. You can't tell someone who is trying to better their life that they need to not work so they can get their medical bills paid. My not working would mean, I would end up homeless as there is no way I could possibly get disability.... nor is there a need for me to be on disability.
That's what the point of this thread is to expose the system and say they are trying to tell someone to give up hope and just become a part of the welfare system or work, go to school then go bankrupt, have their credit destroyed and so on.
It's a catch 22. I work I lose any help, face collections, bad credit and so on, but better my life and self esteem...... I don't work I get my medical paid for but I end up homeless and trying to get into the welfare system and my self esteem goes out the door.
I choose to work. I choose to fight and expose the system and work to get others to demand we find a newer better system.