Pip: I need more info to give you a good answer but here's the general scoop. It really depends on what the tooth is like... impacted or not... the position of the tooth if impacted. If the doc will need to remove bone to get to the tooth you'll be sore and swollen and will probably not want to go to work or the party. If not impacted, it won't be a big deal. Your experience has been good so far because upper wisdom teeth extraction is much kess invasive than lower ones, generally speaking. Good luck.
You're welcome Alphaba.
Regarding the CareCredit questions, I don't have any experience with it but I do know that it's pretty popular. I did think it was interest-free for the pt for a while and yes, I know that they do take a cut from the dentist office.