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Pan, are you sure if you worked more hours you would loose your financial aid? I'm making roughly 25k a year and I still qualify for the max $8500 in student loans a year. Though i'm also a grad student so that might affect the financial need formula some.
One thing I would do is talk to the hospital imediatly. I know when I went to the dentist recently and had to get 3k in dental work done they gave me 15% off because i was paying out of pocket. They may be able to reduce the ammount you have to pay since you are uninsured and cannot afford it.
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