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pan, so sorry to hear of your troubles, i wish you a speedy recovery.
with that said, i wholeheartedly agree that there needs to be a fundamental change in our medical system. A while back, i had 2 hairline cracks in a bone in my hand and even WITH insurance, i still had to pay roughly $800 out of pocket over the course of 1 month, and considering what i do/make, well, that's a considerable chunk for me. sadly enough, what i paid for was basically what i was doing before i went to the doctor..basic brace/cast and no use until it felt better. I basically paid for peace of mind that nothing else was severely hurt.
with that said, i don't know what i would have done if i had to shell out $20K. i don't know what i would have done. I am like you, i work hard, i paid for school, i am not in debt at all, i live within my means, nothing ever goes on credit, i have a credit score in the top range, and to think that all of that could become shit if I simply had appendicitis...that, to me, is mind boggling.
I don't think socialized health care is the answer, but on the other hand, i know the system we have right now will collapse very soon. it is simply something that is too complicated to be glossed over with any meaning.
Also, i seriously think there will be a bigger change in the health insurance system. Rates have almost doubled within 3 yrs for me, a single, nonsmoking, no medical problems white male..and i went to a higher deductible, higher copay adn 70/30 instead of 80/20 plan...just to get a rate that is only double what it was before.. the only thing i can think of that has had a similar increase in such a short time is...well, gasoline.
so yeah, i'm seriously waiting for a fundamental change..the system just cannot stand anymore.
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Live.
Chris
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