Hmm. I would love some advice as well. My situation is a little different. I have a large lump sum of money but no weekly income (I have a monthly income, but it's pennies compared to what I want to invest). The money needs to be available in 2 years when I go onto post graduate studies. Any ideas?
Here is what the Bank of Montreal offered me: 2 year plan. 2.5% the first year, with the option to take my money out after the first year. 2.75% the 2nd year and obviously I can take it out at the end of the 2 years. I'm thinking I can do better (I believe ING offers something like 4%?)
Any help would be awesome.
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