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Originally Posted by Yakk
They are betting you'll screw up, because then they can rake you over the coals with interest. They are betting you'll choose to use their credit card, because then they get 2% of everything you spend.
Statistically, they are playing a winning game. It is possible for it to be a good deal for you, while it being a good statistical play for them...
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Precisely. It's numbers. Enough people screw up allowing them to jack up that massive interest or use the cards to justify it. It's like insurance--the insurance company might lose in terms of single people, but they always win in aggregate...