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I got hit by a car (while on my bike) and fractured my right tibia about 5 days ago. The driver repeatedly admitted guilt and said he was sorry, but the police did not give him a ticket nor officially deem him guilty (they didn't say anybody was at fault).
I have a copy of the police report with the other guy's insurance, and showed it to the hospital when I went in.
Is there anything I have to do to insure the driver's insurance covers anything? Are there any particular legal options or responsibilities I should know about?
I've never been involved in so much as a car accident, so I don't know a lot about insurance claims.
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