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Your decision may be swayed by the warranty period - I bought a 250G WD last week that has only a one-year warranty (but a little card inside offered me the opportunity to extend that to 3 years by paying extra). Some come with 3 years or 5. Suggest you look closely at what you are buying.
Things change so fast that I don't expect to keep my drive more than a couple of years anyway now before I upgrade to the next one. And so long as you backup regularly it won't be a big hardship if it does expire.
btw I had a drive die on me and tried all sorts of recovery tools without success - zero response - then a buddy plugged it into his Linux machine and was able to recover everything. I didn't trust using the drive again but it was great to be able to get everything off it. That was when I learned to backup more regularly!
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