Hello,
I'm not too concerned with anything more than left/right for music really. CD listening mostly. Since I don't have speakers yet, when I do start looking for them, I'll probably just go for 2 floor standing ones as they'll do the job in the most cost-effective way for now. Things like 5.1 or 7.1 will have to wait for many years from now when we own our own place and have money for some real electronics. This is just to tide us over since my 2x 10 watt/speaker computer speakers don't really cut it anymore since my wife dropped them and they broke!