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Originally Posted by Cynthetiq
I recently had a notice put on my door for a judgement for $15,000 on a discrepancy from billing when I was hospitalized in 2003. It took them about 2 years to straighten it out, and there are still a few items that still have yet to be rectified.
One issue I had was a doctor bill (services rendered but she's not on my insurance yet she's my admitting doctor) and the radiology group inside the hospital that I was admitted to.
Both times I argue this my words are very simple,"So when I'm in the ER and admitted, as I lay in pain, each and every person that wants to touch me, stick me, talk to me, move me, bring me to another department, I need to clarify from them that they will be able to take my insurance?"
Each time I'm met with "common sense" which says, "No of course not." But each time my bill still isn't paid.
It's not gotten any easier and it's not going to in my opinion. What's yours?
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I got one even better.
Earlier this year I had a medical emergency where I was not conscious. I also happened to have no ID on me, because I was hanging out at a hotel, outside of my room, and my ID and other belongings were in my room, all I had was the key card for the room. Basically I was taken by ambulance to the hospital, had several procedures done, and woke up in ICU. I was discharged about 24 hours later, without ever having to fill out any paperwork, since I was discharged on a Sunday and the insurance office for the hospital was closed. My total bill was nearly $20k. But guess what? Since the hospital didn't PRE-CERTIFY me for the procedures, they aren't going to get paid even ONE penny on the dollar!
WTF? I asked my insurance if they could then charge me. The answer was no, because they WERE in network for my insurance. I asked how they should've precertified me if they didn't even technically know who I was, and I was unconcious. I was told there are procedures for clearing with the insurance company how to get it paid, but because they didn't do that before billing they are SOL.................and we wonder why health care is so insanely expensive today.......