Credit Card companies are scum, but I have a hard time blaming them for other people charging debt. I have plenty of friends that have done it, and I feel for my friends, but it is 100% their fault. Either they did not read about it and ran the card up, of they knew they didn't have the money.
Point of the matter is this, if you don't have the money to pay something off right away...DON'T BUY IT.
Using credit cards to buy things that you pay off immediately can be a great idea, but only if you pay it off right away!
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