If I was sure that I hadn't been seen by people or security cameras, or that I hadn't seen the rightful owner myself, I would take the money and quietly walk away. I'd probably spend a few hundred on electronics and put the rest in my account.
If I was the one who lost the money, I would certainly be grateful if the person returned it to me. If my money wasn't returned, though, I'd be angry but still think that the actions of the finder were reasonable.
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