qweds

I've heard different things about deductibles. when i called humana they said the deductible only counted when really bad shit happens, like a hospital, but that for regular office visists and whatnot that's only a copay.

if i go for an hsa can that be transferred b/w insurance companies?

are hsa's bush's big fix for medicare?

thanks for all the help...

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tim(mah)