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You might want to look into a HSA (Health Savings Account). You can put money into it like an IRA (about $3,000 to $5,000 per year) and it grows with interest, also it is tax deductible. You have to carry a large deductible health insurance (I have 10,000 deductible) which is much less expensive than most insurance packages.
You can pay all your medical and dental expenses from the HSA until you reach the deductible of your insurance. If you are in good health and can handle the deductible if you get really hurt, it might be something you may want to look into. The money that is not used for medical expenses grows over the years and all reverts to you to use anyway you want once you reach 65.
I think Anthem Blue Cross and State Farm Insurance are two companies which offer HSAs.
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