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Here are 2 quick thoughts. One is ing direct normally takes 2-3 days for money trasnfers, while emitgrant-direct seems to take 5 days for some reason. So if you want to take out money you got a significant longer wait.
As far as a plus thing. Emitgrant is one of the few privately owned banks. It was owned by 2 brothers that were fighting over the bank, and about 9 months ago or so, one brother bought the other one out. So if there is a time that they might go public it would perhaps be now. Considering that an initial offering would be made to all account holders, it might not be bad to have an account. I have had 3 initial offerings from different banks,a nd they have always tripled any money I invested in it.
So take it for what it is worth, I would open an account there if I were you no matter what even if it is for 1k, and just leave it there in case they go public.
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