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cool,
well i called humana, just b/c that's the group policy I have now. They said that deductible only applies to hospital and contract work. office visits are just copay.
anyways, i very rarely go to the doctor. About the only thing I would use it for besides emergencies is to get lab work done for general std testing and a yearly physical.
however I do want a plan that has dental. apparently the humana plan is a 6 month waiting period for procedures and a $50 copay plus 50/50 cost sharing. doesn't sound very good to me...
Are there any good dental plans available for individuals?
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tim(mah)
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