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legally, the operator of the vehicle is responsible for damages -- so as long as she isn't a minor, that would be your girlfriend. In reality tho, thats sort of a screwy situation you have going. I'd suggest a middle road, maybe your dad and her dad split the damage to the other vehicle (since technically she was at fault, but it seems your dad wants to pay some of it) and then you pay for getting yours fixed at a later date, since you seem to want to take some responsibility for the idea of having her back it out.
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