A Salon article on the photographs by Aaron Kinney suggests the captions were a result of a combination of contexual and stylistic differences:
Jack Stokes, AP's director of media relations, confirmed today that [photographer Dave] Martin says he witnessed the people in his images looting a grocery store. "He saw the person go into the shop and take the goods," Stokes said, "and that's why he wrote 'looting' in the caption."
Regarding the AFP/Getty "finding" photo by [photographer Chris] Graythen, Getty spokeswoman Bridget Russel said, "This is obviously a big tragedy down there, so we're being careful with how we credit these photos." Russel said that Graythen had discussed the image in question with his editor and that if Graythen didn't witness the two people in the image in the act of looting, then he couldn't say they were looting.
The photographer who took the Getty/AFP picture, Chris Graythen, also posted the reasons behind his caption:
I wrote the caption about the two people who 'found' the items. I believed in my opinion, that they did simply find them, and not 'looted' them in the definition of the word. The people were swimming in chest deep water, and there were other people in the water, both white and black. I looked for the best picture. there were a million items floating in the water — we were right near a grocery store that had 5+ feet of water in it. it had no doors. the water was moving, and the stuff was floating away. These people were not ducking into a store and busting down windows to get electronics. They picked up bread and cokes that were floating in the water. They would have floated away anyhow.
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Snopes had to say on the matter. This was where I got the above info.... Clears it up for me. You? A person who thinks in black and white is going to find racism in just about anything, whether racism is actually present or not.... pretty sad how people are shifting the focus on the devastating human tragedy unfolding in front of us, to friggen racism... Once again. How lame.