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Originally Posted by zakool21
At my age (19), a statement like yours has given me a pretty strong reason to avoid getting a credit card for another 5-7 years at the minimum.
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Good Idea
I got a mastercard when i was about 19 or 20, I used it for things that needed to be done (Car repairs ect) but i also used it for things i really didn't need, But i wanted them
I don't think that i'm badly in debt, It bugs me though. I just recently got a 10 thousand dollar credit line through another bank, The plan is to transfer my creditcard debt to this credit line..The interest is way lower.
With this new credit line, That put's me at about 20 thousand dollars credit..Not in debt lol.
I sit here and think about that kind of credit, And it's scares me..What if i wake up one day and want a new car
I have learned my lesson though, And i am itchin to start paying off this debt.