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Originally Posted by tiara
Popo
Would you recommend using Carecredit to finance dental treatment? Supposedly, payments are interest free if you pay within a certain timeframe of 3,6 or 12 months.
Do you know if Carecredit works like a credit card? Lets say I want to finance $3000. Does the dentist get $3000 up front and then I make the required monthly payments?
According to the dentists office, carecredit only gives them $2700 and then I have to make up the the difference which is another $300 or approx. 9.9 percent. Doesn't seem as good as it looks when you read their literature. What do you or anyone else who has used this company think?
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We've used CareCredit. It was not interest free in the least. The interest was almost twice the monthly minimum payment. If you gotta do it then do it but plan to pay at least twice the minimum or more if you can to get rid of it faster. Otherwise you can be paying for a few years. In our situation they paid the dentists office in full up front. It's considered a credit card situation.
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