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Old 08-25-2005, 03:58 AM   #4 (permalink)
Xazy
People in masks cannot be trusted
 
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Location: NYC
Yep, avoid credit card debt (unless 0 apr) is definately the way to go!

I disagree with some here, who say you should not use credit cards unless you have to. I use them, just make sure I pay them off always at the end of the month! If they will give you points / rewards for what is spent, why not get something back for spending.
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