|
I don't think the answer is that simple.
Do you think you can make a return of 5.3% in the Roth? If you can, and your income is within a range that allows deductions for student loan interest, then you should put the money in a Roth.
So long as you stay current on monthly payments, having a loan of $2600 is not in any way going to hurt a mortgage app. As an aside, the creditworthiness of new borrowers has never been lower. Lenders are going out of their way to loan money.
So do a little analysis before jumping to a quick conclusion.
|