Floods really suck. Here in PA it's probably (thank god) the closest thing to a horrible natural disaster we can ever get. Sometimes they'll result from hurricanes, but usually just nasty rainstorms in the spring or fall. Part of the town I am in is very low, and right near a rather large creek. Right near the creek is a set of cheesy low-class apartments.
Some of the apartments are actually below ground by a few feet, and the whole place gets flooded. Most of the people living there are hispanic, and end up spending a few nights at the firehouse nextdoor. It's pretty scary though, the bridge right in the middle of town that crosses this creek has had some issues as well...
Fortunately I live on a big giant hill