In terms of pregnancy risk, I've only done it twice unprotected (though whether or not I was actually unprotected is up for debate as I was going off Depo-Provera), and would never, ever do so again.
In terms of STD-risk, my current partner and I do not use condoms. We have both been tested, we are monogamous, and as I am on a reliable form of birth control we see no need to keep using condoms. Were our status to change in any way we would immediately return to using condoms (I have a big basket of them by my bedside for a reason). Any future partner besides my current one will have to use a condom. The only reason this partner and I don't is because we truly trust each other and I also like to finish him off with oral (the taste of latex is truly a hindrance there, yuck).
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If I am not better, at least I am different. --Jean-Jacques Rousseau
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