You probably don't need shell to use .htaccess (although it's a heck of a lot easier). You'll need to find out what platform Stargate is hosting your site on. If it's linux you can just create a .htaccess file and FTP it. They probably have some mechanism for you to work with permissions after you get it there or you can change permissions in some FTP clients. Be careful, if you don't know what you're doing you can mess things up pretty bad.
Read as much as you can about .htaccess.
Your best bet is to contact Stargate or at least do a search for "permissions" or ".htaccess" on their site. They may not allow it. GoDaddy.com does allow it (if you're inclined to change hosts).
You still need to figure out which platform you're on first.
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