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I have an RBC Visa, and it is not great. I think it's something like 18%, which sucks like a cheap whore. I would love to get rid of it. I've heard you can go into your bank and demand a lower interest rate on your credit cards, or say you'll leave them. ANd then, supposedly, they'll lower the interest rate. Confirm or deny.
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I have faith in a few things - divinity and grace
But even when I'm on my knees I know the devil preys
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