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Originally Posted by kutulu
It's dangerous because there is always temptation, but I think it's a good idea to have about $5k in credit that you can access at any time. It came in handy just last week when my timing belt broke. That will be over $3k.
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Was the mechanic nice enough to use a decent amount of lube when you paid? Not to derail, but a timing belt should not cost more than $500, including labor.