Until I was married, I never owned a credit card. Granted, I had no credit rating, but I also had no debt. It was nice. Now, I have 2 credit cards and currently am in debt with them $1500.00 and I also have a $10,000 line of credit, $8000 of which is owed. I have a mortgage, but no car payments.
Debt sucks. I am NOT in the comfort zone with my debt. I don't care about the LOC as much, but those credit debts are eating me up. i've got to get a hold on them.
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I have faith in a few things - divinity and grace
But even when I'm on my knees I know the devil preys
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