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Hmm, you guys have a strange and foreign credit system :P
Down here in .au, the only credit rating you get is a bad one. I use my card more or less entirely online, or if I need a bit of cash to get me through till next payday. It's only a small limit, 2 grand, but I've yet to get it to much more than half that. Managed to nearly wipe it with my tax return, too, so I'm happy.
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"'There's a tendency among the press to attribute the creation of a game to a single person,' says Warren Spector, creator of Thief and Deus Ex."
-- From an IGN game review.
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