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I had been doing the use credit cards for *everything* and pay-the-bills-every-month thing but our spending got out of hand. I have a bunch of credit cards, like 10+, but only use 2 for purchasing (Visa and Discover) and 2 for balance transfers with low percentages.
We bought a house and spent a lot on improvements and appliances, and even with 0% offers and such, this is the first month that I haven't been able to pay off all the cards.
I'm realizing that having all that credit for all these years has given me a false sense of value and that I though I had seemingly unlimited buying power. Not the case any more. I'm in debt and it will take a couple years to dig out of the hole.
Wish I had been more careful like a lot of people here. Never should have dug the hole I'm in now...
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Oh no, not again.
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