Minx

I am one of those freaky people who doesn't have a credit card. I know that I would abuse it - thus, I don't keep one. If I can't save and/or pay for it then I don't need it. Granted, there have been times where I direly wished I had one but when the need arises (ie - booking plane tickets, etc) I give my Mom the cash and use hers. I used to have an A-one credit rating until an ex fucked with that. Now - I'm an anti-card sorta person.

I just realized I should edit this.....credit is a very important thing. As long as you use your card wisely (ie...don't just pay the minimum amount please) you will build a good credit base which will become VERY important to you over the years. I didn't want it to sound like I am against credit or anything - I'm a big fan of it as long as it is moderated and used wisely.

__________________
You've been a naughty boy....go to my room!