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Originally Posted by THGL
My only advice is stop paying for your gas with your card! If you don't pay off your balance in full every month, you're paying interest on something you don't "own" anymore. Gas, food, smokes, liquor are all no-no's on the credit card.
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Good call, but I do make a point to pay off my balance every month.
Generally I pay down to $100, and then every month pay down until it is $20 less.. $80, $60, etc. When it gets to $20 I charge up to $100 and start the process over again..
Gas and groceries kick back 5% which is nice, especially if you pay the balance off every month, as you recommended.